Anchorage, Eagle River, and Girdwood real estate and homes for sale in Alaska - Bob Baer, REALTOR® Bob Baer REALTOR(r) for Anchorage, Eagle River, and Girdwood, Alaska real estate - NUMBER1EXPERT™ Bob Baer NUMBER1EXPERT(tm) for Anchorage, Eagle River, and Girdwood, Alaska real estate
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Bob Baer, REALTORŪ, real estate agent and broker for Anchorage, Eagle River, and Girdwood Alaska home listings, property and land for sale - NUMBER1EXPERT(tm)
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About Me: Anchorage, Eagle River, and Girdwood Alaska home buying, real estate listings, and homes for sale in Anchorage                      County, AK
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Real Estate Tips
Interest Rates >Locking in Loan Rates

It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.

While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.

The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.

Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.

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Real Estate Trivia
Q 
Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?

A 
The "Linear City" of Malasia is currently the longest.
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Bob Baer, REALTORŪ, real estate agent and broker for Anchorage, Eagle River, and Girdwood Alaska home listings, property and land for sale - NUMBER1EXPERT(tm)

Bob Baer
Dynamic Properties

3111 C Street, Suite 100
Anchorage, AK. 99503
(907) 261-7505
(907) 261-7505
(907) 727-6025
Fax: (907) 261-7578
Email: bobbaer@NUMBER1EXPERT.com

Bob Baer has been a top producer in real estate sales in Anchorage, Alaska for twenty-five years. He is extremely knowledgeable about the real estate market in Anchorage, Eagle River, Chugiak & Girdwood, and with a mortgage banking background, he is committed to finding you the best financing available. Whether listing your property for sale, or representing you in the purchase of your new home, Bob will take as much time and care as necessary to assure your satisfaction. Relocating to Alaska? Moving from or within Alaska? Call or email Bob today and put his years and years of experience to work for YOU.

Equal HousingMLSREALTOR


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